Meet Justus Sharp – Sr. Mortgage Loan Originator NMLS 436047 at NFM Lending

Justus Sharp is a Sr. Loan Originator who helps small business owners and real estate investors secure financing for primary residences, second homes, and investment properties in Ohio and select other states. He specializes in both conventional lending and tailored solutions for more complex scenarios, including self-employed income, multiple properties, and strategic refinances. Known for clear communication and dependable execution, Justus focuses on building long-term client relationships by making the mortgage process efficient, transparent, and aligned with each client’s broader financial goals.

Questions Small Business Owners Can Ask:

• If you’re self-employed, what’s been the biggest obstacle to getting approved, and have you been told your tax returns ‘don’t show enough income?
• Are you looking to purchase your next investment property, refinance to improve cash flow, or pull equity out for your next acquisition, and what’s the timeline?
• How many properties do you currently own, and has lender DTI or reserve requirements become a challenge as your portfolio has grown?
• Do you know roughly how much usable equity you have, and are you trying to lower payment, consolidate debt, access cash for business purposes, or reposition your portfolio?
• Are you buying or refinancing in Ohio, or in another state, and what are the top two priorities for you: speed/closing certainty, lowest total cost, or flexibility in underwriting?